Banking and finance

Pilot

What a multilateral lender gains, the first step we propose to a bank, and what we ask in return.

For a multilateral lender

What does a multilateral lender gain?

A multilateral lender does not buy for its client banks; it multiplies. What Unica offers it is not a product to recommend, but a record standard it can ask of its portfolio without recommending a provider. A pilot on shared rails (two or three banks in different countries, with the same signed record, each before its own supervisor) is a shape a multilateral lender could back.

  • What can it ask of its portfolio?

    • Today

      Each bank in the portfolio could record its agents’ acts under the authorization of a person, in a signed record, in its own cloud.

    • 2027 service · 2028 product

      With the verifiable evidence package, the lender reviews that record without access to each bank’s system.

  • Where is the risk controlled?

    • Today

      Every act sits under a person’s authorization, which is revoked with immediate effect.

    • 2027

      With refusal of acts outside authority, the risk of agents acting beyond it is controlled at the source, not in the quarterly report.

  • Does it favour one provider?

    • 2027 service · 2028 product

      Unica as a neutral witness of third-party agents: the acts of other providers’ agents, in the same signed record.

Dates are projections of the current development plan, not commitments.

First step

A 90-day pilot, in 2027.

Limited to one function: a credit line, a collections queue or a compliance process.

With authorization per person and signed traceability from the first day, in the bank’s own cloud account. Planned start: 2027.

What we ask in return

  1. A head of risk or innovation as the owner of the pilot.
  2. The chief information security officer (CISO) and internal audit taking part from the design.
  3. A reference at the close of the pilot: private before your supervisor and, with your consent, public.

Dates are projections of the current development plan, not commitments.

Let’s talk about a focused pilot.

Tell us which of the bank’s functions you would hand to Unica first.

Talk to us about a pilot